The short version
A 0–100 score with six weighted inputs.
The Shift-Score blends six weighted inputs: ownership tenure (22%), estimated net equity (26%), goal clarity (14%), desired timeline (18%), priorities-to-goal alignment (8%), and local market conditions (12%). Computed server-side, versioned, recalibrated quarterly.
Why a single score at all
The core friction in senior real estate transitions isn’t information scarcity — it’s information overwhelm. The Shift-Score synthesizes the variables into a single trustworthy number designed to act on.
The six inputs and their weights
- Estimated net equity — 26%. Financial bedrock of the entire transition.
- Ownership tenure — 22%. Long-held homes are categorically different.
- Desired timeline — 18%. Stress-test on the other inputs.
- Goal clarity — 14%. Most-underweighted variable in standard tools.
- Local market conditions — 12%. Refines rather than drives.
- Priorities-to-goal alignment — 8%. Discounts mismatched priorities.
Data sources
- Federal Reserve Economic Data (FRED) — mortgage rates, HPI, aggregate equity
- U.S. Census Bureau ACS — population, age distribution, median home value
- HUD USPS ZIP Crosswalk — ZIP-to-CBSA mapping
- ATTOM Data Solutions — parcel records and AVM
- Shift-Certified network outcomes — anonymized transaction data
Calibration and versioning
Recalibrated quarterly. Current version: 1.2 (April 2026).
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