For mortgage professionals
Own the senior lending specialty.
The Shift-Certified lender program trains NMLS-licensed lenders on the 55+ mortgage conversation — retirement-income underwriting, bridge financing, HECM expertise.
Curriculum
- Retirement-income underwriting (Social Security, pensions, RMDs, asset depletion)
- Bridge financing for rightsizers
- HECM and HECM for Purchase
- Portability and assessed-value preservation
- Coordination with Shift-Certified agents
Performance standards
- 24-hour response
- NPS 50+
- 6 CE hours annually
- Zero unresolved complaints
Fees
$795 annually + lead-introduction fees on funded loans per RESPA.
Ready to apply?
Quarterly cohorts open.