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Welcome. That Simple Shift is the decision engine for senior real estate transitions — the largest housing event in American history, made simple. Who this is for Homeowners aged 55 and older who own a long-held primary residence and are considering rightsizing, relocating, or unlocking equity for retirement. Why we built this The decision to…

The 30-year fixed mortgage rate dropped to 6.74% this week, the lowest since November 2025. For homeowners 55+ considering a sale, the rate move matters less than it does for first-time buyers — but it does shift the buyer pool meaningfully. What changed FRED reported the latest MORTGAGE30US reading at 6.74%, down from 7.02% a…

Florida’s Save Our Homes portability — the rule that lets homesteaded owners carry up to $500,000 of assessed-value savings to a new Florida home — remains intact under the latest legislative session, with one clarifying amendment. The amendment HB 7031 clarified that the two-year filing window starts on the date of the sale of the…

Effective April 24, 2026, the Shift-Score model is now at version 1.2. Three changes this quarter, all minor: Local market conditions weight rose from 10% to 12% based on Q1 outcome calibration Goal clarity weight fell from 16% to 14% — observed outcomes showed slightly less predictive value than we had weighted Tenure cliff at…